Personal Banking
Checking Accounts
| Your Account |
Simply Free Checking |
Classic Checking |
Classic Plus Checking |
Platinum Account |
Relationship Checking |
| Account
Characteristics |
- No minimum balance required
- Unlimited check writing
- Safekeeping statement (No Images)
- Free Online Banking
- Free Telephone Banking
- No Fee Instant Cash and Check Card to qualifying customers
- Free Bill Pay (a non-usage fee** may apply)
|
- $250 minimum balance required
- Unlimited check writing
- Image Statement
- No Fee Instant Cash and Check Card to qualifying customers
- Free Bill Pay (a non-usage fee ** may apply)
- Free Online Banking
- Free Telephone Banking
|
- $500 minimum balance required
- Unlimited check writing
- Image Statement
- Free standard wallet style checks
- Free Notary Services
- No Fee Travelers Checks
- Free Online Banking
- Free Telephone Banking
- Free Bill Pay (a non-usage fee ** may apply)
- No Fee Instant Cash and Check Card to qualifying customers
|
- No minimum balance required
- Identity Theft Recovery Service through BankInsure
- Free standard wallet style checks
- Free standard size safe deposit box (subject to availability)
- Discounted closing costs on Mortgage/Home Equity loans.
- Unlimited check writing
- Image Statement
- Free Online Banking
- Free Telephone Banking
- No Fee Travelers Checks
- Free Notary Services
- Free Bill Pay (a non-usage fee ** may apply)
- No Fee Instant Cash and Check Card to qualifying customers
- No Fee Cashiers Checks
|
- No minimum balance required
- Free standard wallet style checks
- Unlimited check writing
- No Fee Instant Cash and Check Card to qualifying customers
- Image Statement
- No Fee Travelers Checks
- Free Online Banking
- Free Telephone Banking
- Free Notary Services
- Free Bill Pay (a non-usage fee ** may apply)
|
| Interest |
No interest |
No Interest |
Interest accrues daily* and is credited and compounded monthly on the following tiers:
- $0.00 - $499.99
- $500.00 - $999.99
- $1,000.00 - $2,499.99
- $2,500.00 or more
|
Interest accrues daily* and is credited and compounded monthly on the following tiers:
- $0.00 – $499.99
- $500.00 - $999.99
- $,1000.00 - $2,499.99
- $2,500.00 or more
|
No Interest |
| Service Charge |
None |
$8.00 maintenance fee if account balance falls below $250 on any day during the statement cycle. |
$8.00 maintenance fee if account balance falls below $500 on any day during the statement cycle. |
$8.00 maintenance fee per statement cycle |
$10.00 maintenance fee is assessed if the total account relationship balance*** falls below $5,000.00 any day
during the statement cycle. |
| Minimum To Open
Account |
$100 |
$100 |
$100 |
$100 |
$100 |
* Variable interest rates apply
**A $4.95 monthly, non-usage fee will be assessed if Electronic Bill Pay is not used at least once every 30 days.
***
The $5,000 relationship is determined by the aggregate balance held by a customer in all accounts. Related accounts
include loans, savings, certificates and checking.
Fees may reduce earnings | 
